WINNING FEATURES
We place your financial well-being at the forefront of every service we provide. We are committed to providing you with a personalised experience while offering attractive interest rates, and incredible flexibility in terms of your loan tenure and repayments, whether you want to buy a ready to move-in property or under-construction property.
Competitive interest rates
At SBM Bank, we understand that Home Loan interest rates play a crucial role when applying for a Home Loan. That is why we offer competitive interest rates to minimise borrowing costs.
Repayment flexibility
Our Housing Loan for NRI comes with flexible repayment options so that you can choose a tenure that suits your financial capabilities and goals. You can save time by providing standing instructions to pay your EMIs directly from your SBM Bank India NRI Savings Account.
Seamless application process
Our streamlined application process ensures quick loan approvals before property selection with complete guidance from our experienced Relationship Managers.
Balance transfer facility
You can transfer your existing Home Loan with another bank to SBM Bank India to enjoy competitive interest rates and exceptional services. Our balance transfer facility enables you to make the most of our customer-centric offerings.
Loan top-up
For added convenience, our NRI Home Loans offers a top-up loan option to give access to extra funds at attractive interest rates. You do not have to worry about your home renovations or enhancing utilities.
No hidden charges
You can confidently plan your finances and budget for the loan without worrying about unexpected costs. We foster transparency to reinforce trust and cultivate strong relationships.
Joint Home Loan facility
Enjoy higher tax benefits or increased Home Loan eligibility by applying for an NRI Home Loan jointly with your Resident or Non-Resident family member.
