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Domestic Trade

Optimize your local supply chain. We offer collection and discounting services for bills arising from trade within India, ensuring a smooth flow of cash from your local buyers.

Products include: Inland Bill Discounting, Purchase, and Negotiation.

Digital Capability: Upload documents via our Corporate Internet Banking for instant processing.

Key Features

  • Immediate Liquidity: Convert credit sales and outstanding receivables into cash without waiting for payment due dates.
  • Flexible Financing: Available against accepted bills, invoices, and other eligible trade receivables.
  • Seamless Processing: Quick approval and disbursement with minimal documentation requirements.

Benefits to Customer

  • Improved Cash Flow: Unlock funds tied up in receivables and maintain smooth business operations.
  • Working Capital Optimization: Meet inventory, supplier, and operational expenses without disrupting business cycles.
  • Business Growth Support: Extend competitive credit terms to customers while preserving liquidity.

Eligibility

All businesses with established domestic trade transactions and a satisfactory credit track record.

Documents

  • Invoice
  • Proof of Delivery/Transport Document (where applicable)
  • Purchase Order
  • Letter of Credit (if LC Backed transaction)
  • Buyer/LC issuing bank's acceptance (if required)

Turnaround Time

Fast processing and disbursement for complete applications submitted before the prescribed cut-off time.

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